The "Gang of Six" proposal for dealing with the federal deficit would eliminate the long-term care provision of the Affordable Care Act.

The Community Living Assistance Services and Supports (CLASS) Act was championed by the late Sen. Edward M. Kennedy, but criticized because it's voluntary, so only the sickest people would enroll.

Generally, the CLASS Act has receieved little notice outside the long term care industry. The program would establish a a voluntary insurance program for in-home care where individuals would pay premiums, then receive cash benefits if they become eligible for care. The specific details of the plan are not known; the secretary of Health and Human Services (HHS) has until Oct. 2012 to design the program.

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