The reformed military retirement system, already unpopular with military members, looks as if it's likely to become a lot more unpopular.

Servicemembers are already hesitant to embrace the new system, a hybrid system that incorporates some aspects of commercial retirement plans in that it offers the options of a lump sum and a 401(k), while offering some benefit to those who don't stay long enough to reach retirement.

That last is the only aspect of the new system that seems popular, since the great majority of active-duty members have indicated that they'd prefer to be grandfathered into the old plan, which provides a pension after 20 years.

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