Most employees put saving for a vacation above saving for retirement—and lots of them spend a lot more time and effort planning for that vacation, too, than they do for making sure that their retirement days will be happy ones.
But to spend their golden years in the best possible way, they should take more time to plan for it than they did those two weeks in Hawaii last year.
After all, if luck holds, they could spend 20–30 years in retirement.
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