Consumers with shopping bags f you can't work and are unable to earn a paycheck, how are all the other necessary expenses going to be paid, to say nothing of the discretionary expenses people would like to be able to pay? (Photo: Shutterstock)

Since passage of the Pension Protection Act of 2006, employers have been authorized by the Department of Labor to automatically enroll workers into 401(k) plans. This has proven to be a great way to encourage employee retirement savings and is generally seen as a favorable process for both employers and employees.

Complete your profile to continue reading and get FREE access to BenefitsPRO, part of your ALM digital membership.

  • Critical BenefitsPRO information including cutting edge post-reform success strategies, access to educational webcasts and videos, resources from industry leaders, and informative Newsletters.
  • Exclusive discounts on ALM, BenefitsPRO magazine and BenefitsPRO.com events
  • Access to other award-winning ALM websites including ThinkAdvisor.com and Law.com