A true health care overhaul will take a much more coordinated effort, but it's not insurmountable.

It's been just a few months since Haven, the much-hyped joint venture between Amazon, JP Morgan and Berkshire Hathaway, announced it was disbanding. During its short existence, Haven failed to deliver any significant progress on its goal of reforming employer-sponsored health insurance, but the experiment should not be considered a complete failure.

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Emily Payne

Emily Payne is director, content analytics for ALM's Business & Finance Markets and former managing editor for BenefitsPRO. A Wisconsin native, she has spent the past decade writing and editing for various athletic and fitness publications. She holds an English degree and Business certificate from the University of Wisconsin.