Nearly half of small businesses are at risk to fail by the end of this year, and the pressure on retailers is extending to business-to-business owners as well.

More employers are offering some form of financial wellness program even as workers see financial health failing.

This may be an unsettling time, but it is also a period of opportunity for businesses to better plan for the future.

Addressing employee financial health with a tailored financial wellness program can give companies a competitive advantage over those who do not.

Economic growth since the mid-1970s hasn't benefited most American workers.

Even well-off households tend to underspend, which has implications for financial planning.

The effectiveness of financial wellness programs can be tracked via several key indicators.

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