Retirement Advisor

Employee stock ownership plans can help businesses looking for an exit strategy or, more immediately, can help boost retention, since the median job tenure is 53% higher for companies with an ESOP.

Why not make efficient use of those small segments of time – like a client running 10 minutes late – that drop in our laps throughout the day? Then you've "created time" for later use.

When dissected by gender, women (59%) comprised significantly more of the "struggling" segment than men (45%), says a new study.

On average, women are expected to reach retirement with just 74% of the wealth accumulated by men.

Now, after the new program has been hit with several legal challenges, the Biden administration is considering extending its early pandemic emergency pause on student loan repayments, set to resume January 1.

Advisors can help retirees and near-retirees improve awareness of protected income options that can align retirement lifestyle expectations with today's inflationary times, says a new report.

Early career employees have different needs than an executive getting ready to retire. Employers should group their population by HSA ability levels with the goal of helping their employees' level up their HSA behavior over time.

But don't call it a defined benefit plan. Call it guaranteed lifetime income. That's what the surveys say employees are asking for now. And start the messaging today.