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Fully 87 percent of participants in the 2012 EBRI/ICI 401(k) database were in plans offering loans, but only 21 percent of those eligible for the loans had one outstanding at the end of the year.

Columbia Business School Professor Christopher Mayer says hes so convinced that reverse mortgages can be a cornerstone of responsible retirement planning that hes gone into the business.

The proposal marks a new direction for a governor who has said he opposed a state bailout that focuses only on reducing the citys $18 billion in debt.

A safety net also could encourage more mothers to return to the labor force at a time when the female participation rate in the United States is at a 20-year low.

Stocks climbed, paring this years loss for the Standard & Poors 500 Index, as Macys Inc. rallied and jobless claims fell before the start of corporate earnings season.

U.S. stocks fluctuated, after equities rebounded yesterday from a three-day retreat, as investors weighed a private report showing companies added more workers than forecast last month.

The agency is telling insurance companies that it is taking a hard look at disclosures insurers are making to customers contemplating purchase of deferred annuity riders.

U.S. stocks rose, snapping a three- day retreat, as investors awaited this weeks earnings reports and jobs data to gauge the pace of the recovery in the worlds largest economy.