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Consumer-driven plans are growing faster than my 10-year-old son (and usually behave a lot better).

Social media has helped only 14 percent of independent life insurance producers generate "word of mouth type" leads.

You should always serve your clients with the knowledge that they are your competitors' prospects.

Press releases are a lot like the journalists who get them: They're cheap, full of info you can't use and are better after a few drinks.

Under the new health care reform law, grandfathered health plans will be able to make routine changes to their policies and maintain their status. There are however specific changes that would cause these plans to lose their grandfathered status.

Younger employees indicated greater interest in employer-sponsored retirement planning seminars than their older coworkers.

Employers need to maintain a long-term view of changes as a result of health care reform.

The survey conducted by Harris Interactive on behalf of Unum showed in 2008, 39 percent of workers gave their benefits education positive ratings. In 2009, that number dropped to 29 percent.