I found Mike Welch's June 20th column suggesting that credit unions and banks find some common ground to start some dialog very interesting. In my opinion, this can only happen if our trade association leaders take the lead to tone down the rhetoric, instruct trade association staff to conduct themselves professionally in word and deed, and demonstrate cooperation through action. Our credit union trade association should get the word to industry leaders (trade association volunteers) that constant denigration of the banking industry is destructive and reflects on our maturity and professionalism. Perhaps then, Mr. Welch's suggestion to "at least talk" could be effective. Gary Jones President/General Manager Williams Employees Credit Union Tulsa, Okla.