ORANGE, Calif. – Experian, an information solutions company, has officially launched CreditExpert.com as part of its strategy to move into a direct-to-consumer role. Consumers will now have access to personal credit reports, credit scores, and educational financial tools to manage their personal credit at one site. Part of a joint venture with Encore Marketing International Inc., the new company, Credit Expert, LLC will manage the site. Additional CreditExpert.com services will be launched throughout the year, including an electronic registration and protection service for debit/credit cards and other in-wallet consumer information. Through the Web site, Credit Expert LLC will offer a subscription to its new Credit Manager service. For an annual subscription fee of $79 Credit Manager member services includes instant e-mail notification when changes are made to credit files.