<p>SPRINGFIELD, Va.-In a recent speech, NCUA Chairman Dennis Dollar ran through a `to do' list for the agency in 2002. His goals for NCUA included: Continuing to strive for greater efficiency at the agency; Increasing emphasis on openness and accountability in the agency's budget and continuing the annual public budget forum; Accomplishing a minimum 4% reduction in agency full time equivalents by the end of the 2003 budget cycle; Implementing the new risk-based examination schedule; Finalizing an updated corporate credit union regulation and investment regulation for natural person credit unions; Modernizing regulations to provide credit unions an enhanced capital position, greater protection of the share insurance fund, and greater empowerment of credit union service opportunities; Continuing to strengthen the agency's position on Capitol Hill, as well as with other financial regulators; Continuing to encourage credit unions to serve the underserved and streamlining of process and regulatory empowerment to extend credit union services in many underserved and low-income communities; Reviewing and updating the community development credit union rules, low-income designation regulations, and other pertinent regulations designed to encourage the establishment and long-term financial viability of community development and low-income credit unions; Continuing to modernize field of membership and chartering rules for federal credit unions; Monitoring the success of RegFlex in credit union performance and enhanced member service and evaluating existing and new regulations, which could fall under RegFlex.</p>