<p>MEMPHIS – Concord EFS Inc, an electronic commerce provider, has launched IDENTITY CHEK, a nationwide compliance program to help financial institutions meet key provisions of the USA Patriot Act. The newly enacted legislation to block terrorist access to the U.S. financial system includes provisions for fighting international money laundering and section 326 addresses the creation of minimum requirements for verification of customer identification in the new account opening process. IDENTITY CHEK uses multiple national databases to identity suspicious information used to open new deposit accounts. The service, offered through Concord subsidiary Primary Payment Systems, Inc., can also help identify potential fraud rings. Section 326 of the USA Patriot Act is scheduled to become effective by October 25, 2002.</p>