According to a recent survey from LIMRA, most employers offer paperless enrollment options for at least some voluntary benefits.
"While a traditional paper option still exists, laptops are now the second most popular enrollment method for employee-pay-all products," said Ron Neyer, senior analyst for LIMRA International and project director of the study. "Other paperless options are quickly growing as well, including call centers and Internet alternatives. Both methods have gained great traction at the worksite over a four-year time period."
Some large companies are doing away with paper enrollment altogether.
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"Our research showed that larger companies favor network-based methods, especially Intranet more often than laptop enrollments than small or mid-sized companies due to inherent logistical challenges of conducting enrollments at large establishments," Neyer said.
Voluntary Benefits Selection: Examining Employer Practices and Preferences is the third in a trilogy of reports from LIMRA. The report also focuses on employers' relationships with their benefit providers and strategies for employee notification and communication.
"We found that employers prefer working with known entities when selecting voluntary coverages and advisor opinion carries equal importance as carrier name recognition in the decision process," notes Neyer. "It was also encouraging to observe employers' high awareness of the increasingly important need of allowing employees ample time to evaluate available voluntary benefits."
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