Ah, hear that? No, not the falling pine needles. That soft rustle – the calm before the storm of a new year – is simply the calendar flipping over. There's nothing like the new year to nudge the most stubborn of us into a little quiet introspection.
So what does 2008 hold for us – aside from another year of climbing premiums and shrinking commissions?
Word on the street is that banks are falling all over their defaulted mortgages to get into the benefits business. Just last week, Wells Fargo picked up four more agencies, bringing their 2007 total up to an even dozen. Make no mistake; this is just the tip of the iceberg.
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