The death of the traditional benefit plan is greatly exaggerated. With apologies to Mark Twain, employer-sponsored benefits — especially health care — are alive and well.

It makes about as much sense as another Ralph Nader presidential run, but at a time when the Fed is slashing interest rates almost monthly, the president is handing out rebate checks and the talking heads flirt with the R-word nightly, employers still struggle to find qualified job candidates.

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