A recent report by Unum shows that nearly half of the company's group long-term care claimants are under the age of 65 when they become disabled. The third annual report, "Landscape of Long Term Care," found several trends to highlight younger claimants' need for long-term care:

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  • The leading causes for Unum's group long-term care claims are brain and nervous system injuries.
  • The average length of a Unum group long-term care claim for someone under 65 is 31 months.
  • More claimants received care at home (66 percent) than in a nursing home (13 percent).
  • The average age of a person filing a long-term care claim with Unum is 66. For claimants under the age of 65, the average age is 53.
  • Forty-six percent of claimants are under 65 when they become disabled.
  • Six percent of Unum's group long-term care claimants are under the age of 45.

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