For many health insurance advisors, the world of limited-benefit health plans is considered foreign territory. Questions about administration, implementation and return-on-investment are common. Many advisors find themselves asking “is offering a limited-benefit health plan worth my client’s time and energy?”

The answer is — if you’re offering the right plan to the right client — definitely. A good limited-benefit health plan should provide maximum value to its members and require minimal time and effort from the employer.

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