Press releases are a lot like the journalists who get them: They're cheap, full of info you can't use and are better after a few drinks.
Seriously, though, we're both a dime a dozen, but that doesn't mean we don't have value sometimes.
Just this morning, I came across an e-mail from the LIMRA number crunchers (oh, why won't you ever call me back?) about life insurance.
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I know, life insurance, right? How good could it be? Well, before you pick up your vuvuzela and go back to your World Cup game cast (yeah, right), give me a sec.
Seems this latest study found out that African-Americans have a better idea about life insurance than your average employee. In fact, they're more than twice as likely to consider buying life insurance as their white counterparts.
The rest of the report reads as you would expect, with their financial goals in line with the other ethnic groups, especially the top three: enough money for retirement; adequate health insurance; and paying off debts. The only glaring difference emerges when it comes to life insurance, "and having a plan to replace income if unable to work."
Just something to think about next time you're heading off to an enrollment. Remember that not everyone's coming from the same place, or looking for the same thing.
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