Many experts believe that if left unchanged the Patient Protection and Affordable Care Act will lead to the end of our employer-based health insurance system. There are a few sections of the bill that help lead to this conclusion.

First of all there are going to be increased burdens and restrictions on group plans. Several of these have already started: extending children’s coverage to 26, preventive care with no cost sharing, and the removal of lifetime maximums are just a few examples.

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