According to a new report from the UCLA Center for Health Policy Research, 3 million Californians are enrolled in high-deductible health plans.
With deductibles more than $5,000, these health plans may cause members to stall care and can put families in financial trouble if a health problem arises, say the authors of the report, Profiling California's Health Plan Enrollees: Findings from the 2007 California Health Interview Survey. Still, high-deductible plans are typically the only insurance many Americans, particularly self-employed or low-income people, can afford.
Profiling California's nearly 32 million insured residents, the report states a total of 3 million commercially insured Californians were enrolled in high-deductible plans in 2007. Participating in high-deductible health plans is especially popular among enrollees of preferred provider organizations. In fact, of all commercial PPO members, 28 percent say they have a deductible higher than $1,000. Fourteen percent of commercial health maintenance organization plan members reporting having such plans.
Recommended For You
Complete your profile to continue reading and get FREE access to BenefitsPRO, part of your ALM digital membership.
Your access to unlimited BenefitsPRO content isn’t changing.
Once you are an ALM digital member, you’ll receive:
- Breaking benefits news and analysis, on-site and via our newsletters and custom alerts
- Educational webcasts, white papers, and ebooks from industry thought leaders
- Critical converage of the property casualty insurance and financial advisory markets on our other ALM sites, PropertyCasualty360 and ThinkAdvisor
Already have an account? Sign In Now
© 2025 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.
