Trays of printed Social Security checks wait to be mailed from the U.S. Treasury. (AP Photo/Bradly C. Bower)

WASHINGTON (AP) — Millions of retired and disabled people in the United States had better brace for another year with no increase in Social Security payments.

The government is projecting a slight cost-of-living adjustment for Social Security benefits next year, the first increase since 2009. But for most beneficiaries, rising Medicare premiums threaten to wipe out any increase in payments, leaving them without a raise for a third straight year.

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