Though we talk up work force empowerment, women remain still stuck in the 1950s when it comes to retirement planning. Even the savviest of women admit they're leaving the retirement discussion to the men. According to the ING DIRECT and DailyWorth.com poll, more than one in three married women "hand over the reins for their retirement planning to their spouse or significant other." 

Is retirement planning so complex that women believe they're better off leaving that Wall Street jabber to their husbands? It's certainly not doing any justice to the equality argument. And we're negligent not to remind ourselves we're all as responsible for our own retirement as our own health.

(Plus, we're all well aware of the divorce rate in this country, and with more than seven million unmarried couples – including retirees – living together, it's not a risky bet that many of us might be either on our own, or handling retirement finances separately from our significant other.)