RALEIGH, N.C. (AP) — The infrastructure for a new one-stop shop to help North Carolina residents and small businesses find affordable health insurance has passed the House despite complaints from some Democrats that it doesn't do enough to protect consumers.

The House voted 83-34 on Wednesday to create a North Carolina health benefit exchange. The 2010 federal health care overhaul requires all states to have an exchange. The federal government will create exchanges for states that don't have them by 2014.

Bill co-sponsor Rep. Tom Murry of Morrisville calls the bill pro-consumer and says it preserves the insurance market outside the exchange.

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Rep. Verla Insko of Chapel Hill voted against the measure now heading to the Senate. She said the bill has no patient appeals process and would discourage healthier residents to participate.

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