When the PPACA was forced through Congress with virtually no reading of the bill until after passage, doomsayers were predicting the end of the world for American health care—especially for employers and small businesses. Americans were told by their elected representatives and the administration that this bill would be "good for the nation."

However, the bill was quickly scrutinized and found to be lacking in many areas pertaining to protection of American business relative to employee benefits.

A year later, it appears that Chicken Little wasn't far off the dime when it comes to the pending loss of benefits for the American worker come 2014. Unless the Supreme Court overturns the law as unconstitutional, or Congress in its infinite wisdom decides not to fund a major portion of the proposed implementation of various sections of the law, or the current HHS Secretary has an epiphany about how bad the law really is and decides not to provide any new interpretations of individual statutes, employees will start losing benefits in the near future.