A study of more than 477,000 small employers (50 or fewer employees) revealed high premiums fell as population increased and a strong preference for PPOs.
America's Health Insurance Plans (AHIP) conducted a study in 2010 of approximately 3.7 million workers, including more than 70 percent who were in small groups of less than 10 employees. The study found average premiums of $426 ($5,107 annually) for individuals and $1,117 ($13,409 annually) for families.
However, within the small group market, premiums fell as firm sized increased. Companies with between 26 and 50 employees paid an average of $406 per month for single coverage, while firms with between 11 and 25 employees paid an average of $419 per month for single coverage, and firms with 10 or fewer employees had average monthly premiums of $446 for single coverage.
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