Retirement for Baby Boomers means no slowing down, no retirement home, and no money.

A new study by the Bankers Life and Casualty Company Center for a Secure Retirement(SM) (CSR) finds all the things reminiscent of what retirement used to be for Baby Boomers' parents are being replaced by keeping up with technology (77 percent), working (78 percent) and staying physically fit (81 percent).

The study, Middle-Income Boomers, Financial Security and the New Retirement, which focused on500 middle-income Americans between ages 47 and 65 with income between $25,000 and $75,000, found that the pensions and guaranteed income are what the majority (60 percent) of middle-income Baby Boomers envy most about the retirement of previous generations.

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