Despite the economic downturn and a widely held belief that the country is heading into another recession, benefit plan participants are committed to saving money for retirement, according to the Mercer Workplace Survey.

Typically, there is a direct correlation between economic outlook and retirement behavior, the report said, but this year, despite deep economic concerns, participants seem to be renewing their focus on retirement savings and gaining confidence in their ability to do so.

"In 2010, most participants saw the economy improving but not their own personal situation – a highly unusual divergence," said Suzanne Nolan, partner and director of marketing and communications for Mercer's U.S. Outsourcing business. "This year's results reflect a stunning reversal in terms of a highly negative view of the economy but a renewed commitment to and accountability for their own retirement planning."