A lack of choice in 403(b) retirement plans results in reduced participation among school district employees, according to a new report by the American Society of Pension Professionals & Actuaries Pension Education and Research Foundation.

The white paper, “Protecting Participation: The Impact of Reduced Choice on Participation by School District Employees in 403(b) Plans,” examines the role of choice in the 403(b) marketplace. It shows that this choice is valuable to help workers prepare for retirement and maintain their participation levels.

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