Now dealing with a medical emergency overseas can be a little less of a pain, as MetLife announced today its new international business travel medical coverage.
IBTM provides assistance and coverage for emergency and urgent medical care for employees traveling on short-term assignments outside their country of residence.
"Adjusting to different cultures, languages and currencies can be challenging enough during routine international business travel without the added concern of trying to find medical assistance in an emergency," says Michael Malouf, senior vice president, global strategies and sales for MetLife's U.S. Business. The coverage can help when navigating the global health care market while providing peace of mind to employers, employees and their families, he says.
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MetLife's IBTM coverage allows business travelers to seek emergency and urgent medical care from any licensed doctor or hospital when outside of their home country. Coverage includes physician and medical facility care as well as related prescription drugs. Using a dedicated telephone number, business travelers can receive pre-screened doctor and hospital referrals and learn which providers are part of a direct settlement network so out-of-pocket spending is reduced or eliminated.
The 24/7 assistance also includes translation services, emergency medical evacuations, family bedside visitations, emergency cash transfers and embassy or consulate referrals. There are no exclusions for pre-existing conditions. Additional optional features include accidental death and dismemberment coverage; dependent medical coverage for spouses or children also traveling on the trip; and coverage during leisure travel associated with the short-term business assignment.
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