The average premiums and deductibles Americans pay for their health care increased significantly in the past year, according to a report released today by eHealth.
Between February 2010 and February 2011, the average premium increased 9.6 percent for individuals and 5.6 percent for families. And the average deductible increased 11.5 percent for individual policies and 9.9 percent for families.
The average premium paid for individual health insurance coverage in the United States in 2011 was $183 a month ($2,196 per year) and $414 for families ($4,968 per year), eHealth reports. The average deductible for individually purchased health insurance plans was $2,935 for individuals and $3,879 for families.
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"With the economy still uncertain and some employers struggling to provide benefits for employees and their dependents, access to affordable, quality health coverage is a critical concern for American families," says Gary Lauer, president and CEO of eHealth.
The report also shows the range of insurance costs varies significantly across the country. The range of average monthly premiums paid for individual plans fell between $119 in Iowa and $382 in New York. For monthly premiums paid for family plans, that cost was $261 in Iowa and $932 in New York.
Report data is derived from about 384,000 individual and family major medical policies purchased through eHealth Insurance that were active in February 2011.
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