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Open enrollment: How open is it?

In this uncertain market, as an employee its important to carefully evaluate your health care costs when making your annual enrollment decisions.

By Mark Roberts | Updated on November 23, 2011

Every year, companies talk with their employees about their insurance coverage for the new health plan year. For most employers, that takes place in the fall as a traditional method of enrolling in insurance plans, and some organizations use another time frame for their plan year.

Either way, employees must decide what type of coverage they want or can afford. This period is called open enrollment because that is when you can elect certain changes to be made for benefits offered to everyone at their respective companies.

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