Someday, it'll happen to you.

Retiring, whether by choice or not, is a milestone in life. Yet, judging by some recent surveys, even those who are closest to that milestone, seem to brush it off like next year's taxes, or accept their ill-fated planning and hope to work as long as they can.

Yes, working longer is now a "retirement strategy." For many, it may be the only tangible plan for security in life's latter years. And in many cases, it could be the best Plan B alternative, because even a few more years can bolster retirement income (check out "How working longer impacts your retirement" at Bankrate.com)

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