When it comes to benefits, most employers tend to focus on health insurance. While the coverage is certainly important, this often leaves ancillary benefits, such as dental plans, as an afterthought, says Dr. Gene Sherman, a former practicing dentist and senior vice president at AlwaysCare Benefits Inc., an insurance and benefits provider in Baton Rouge, La.

In Sherman's experience, it's not uncommon for a one-hour benefits meeting to spend 50 minutes covering health insurance while trying to cram in information on dental plans and other ancillary benefits in those last 10 minutes.

"By the time you get to address dental plans during these benefits meetings, you only have enough time to do your quick elevator speech," Sherman says. "Dental plans just don't get the time and attention they should."

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