A report released by the National Association of Health Underwriters demonstrates what those in the industry have already predicted: Americans depend on their employer for health insurance coverage.

And for the most part, NAHU says, employees are receiving a "high level of health benefits" from their employers.

According to the survey of more than 1,100 NAHU members specializing in providing health insurance coverage, people with employer-sponsored health plans already receive emergency care and hospital care under every health care plan. Follow-up care such as in-patient rehab, nursing facilities and hospice care are also covered by 97, 93 and 90 percent of small-group plans, respectively. Prenatal, delivery and infant care along with organ transplants and prescriptions are also covered by nearly every plan.