The big buzz in employer health care has been about wellness. All over the nation, companies have been rolling out programs to help their employees get healthier, and some have been more proactive than others. 

Organizations who offer these options want to maintain a certain level of participation that helps to drive down the cost of health care by offering preventive solutions to obtain those goals. After all, what business owner or CEO doesn't want to have a healthier, and happier, work force? Employees who participate in wellness programs have a tendency to be healthier, and they also perform better on the job. Better performance leads to better results, and that typically can be translated to increases in productivity, promotion and income.

Business Insider reports 41 percent of workers said wellness programs made them happier and more productive at work, according to the latest Principal Financial Well Being Index. And better health means time on the job; about 35 percent said they missed fewer days, while 52 percent said their energy had increased.