Matt StadlerFamily gatherings with Matt Stadler's family are interesting to him, though they admittedly bore his wife, Katie. At holidays, the senior vice president of Dallas-based Frost Insurance talks about regulations, insurance trends and which direction the market is going with the other Stadlers—his dad Mark, and his brother, Adam, who happen to work at the same self-funding group (which Matt does business with, too).

"We'll have a lot of disagreements on what's a 'next practice' or a 'best practice.' Insurance companies provide a lot of great products, but the delivery in our business—as a consultant, as a broker, as an adviser, whatever you consider yourself—is our place to shine. We talk about how do we deliver something better than what it is right now."

"Whether we agree or disagree, it's fun," he says. "They've sharpened the tool set I have, offering challenges and conversation I may not get elsewhere."

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