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Not as simple as 'paying or playing'

Benefits design changes are happening whether or not health reform and insurance exchanges will be around. One way or another, employers will have to confront compliance demands in addition to already surging health care costs.

By Jenny Ivy | Updated on March 12, 2012

With roughly half of employers saying they’ll definitely be offering health coverage even after insurance exchanges begin, speculating with certainty (a bit of an oxymoron) that it’s only a matter of time before companies drop health coverage is a futile argument.

Likewise, it’s fair to say that there are several legitimate reasons for companies (particularly the bigger ones) to keep offering coverage, but we’re only assuming the status quo won’t change dramatically once health reform is in full effect. All you have to do is look at the numbers that are already dropping, and dropping hard. [See: Reform driving up health plan costs]

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