U.S. health insurers have had to post explanations of 186 individual health insurance rate increases on the Web since new federal rate review rules took effect Sept. 1.
The U.S. Department of Health and Human Services and state insurance regulators started the rate review program to implement a section of the Patient Protection and Affordable Care Act.
PPACA does not give state or federal regulators the authority to limit rate increases, but it does give HHS the authority to require health insurers to explain what HHS believes to be "unreasonable" rate increase on the Web.
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