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Tough love

Its against this backdrop of regulatory and economic uncertainty that a company such as The American Worker has managed to flourish since its inception.

By Denis Storey | Updated on April 01, 2012
Jon DuczakThe Patient Protection and Affordable Care Act has made life interesting—to say the least—for all of us over the last few years, but no one’s had a wilder ride than those in the limited medical benefit business.

First the law threatened the very existence of these and similar indemnity plans with onerous deductible limits and medical-loss ratio requirements.

Of course, politicians and regulators being who they are changed all of that with hundreds of waivers and a redefined MLR requirement, buying limited plans a stay of execution. For now. All of that will come to end with the close of 2013.

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