You’ve witnessed the dramatic shift in the defined benefit plan market. At one time, DB plans were the primary employer-sponsored retirement benefit. Today, frozen DB plans make up an estimated one-third to one-half of the overall DB market.

Sponsors of hard frozen DB plans continue to feel the financial strain of low interest rates and volatile markets. And many aren’t sure how to take the next logical step—shutting the plans down altogether. This presents an excellent opportunity for financial professionals with the knowledge and resources to guide plan sponsors through the termination process.

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