OK, I'll confess. I'd rather retire early if I can.

Bearing that in mind, I think you can guess my general reaction after recently reading that our Social Security program is still in bad shape. By "bad shape," I mean that the most recent Social Security Bulletin projects that by 2033, the Social Security trust fund will be unable to "fulfill its obligations." The same projection last year predicted 2036 as Social Security's date of insolvency.

Have I mentioned that I'm one of the last of the baby boomers? In 2033, I expect to be alive and hopefully retired, depending in part upon Social Security to meet my financial needs. Looks like I, and others similarly situated, need to contemplate that our dependency upon Social Security might not be so secure.

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