Jody Hall, a cupcake baker, today told lawmakers that she thinks the Patient Protection and Affordable Care Act (PPACA) minimum medical loss ratio (MLR) requirements are already helping to hold her health insurance coverage prices down.

Ed Fensholt, a compliance specialist at Lockton Companies L.L.C., Kansas City, Mo., said his firm believes that PPACA requirements already are increasing the typical client’s health coverage costs about 2% to 3% and adding $1 per employee in health plan tax costs.

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Allison Bell

Allison Bell, a senior reporter at ThinkAdvisor and BenefitsPRO, previously was an associate editor at National Underwriter Life & Health. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached through X at @Think_Allison.

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