Even by members of Congress, employers have been given reasons why the health care reform law will provide a financial incentive to ultimately drop coverage and steer employees toward a state- or federally-managed health insurance exchange, where various carriers will be competing for business.
The most persuasive of these arguments has been that paying any kind of penalty has got to be far less costly than trying to mitigate rising benefits expenses.
[See also: Employers confront costliest reform provisions]
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