(AP Photo/David Zalubowski)

Talk about your golden opportunity. Retirement planning specialists in the greater Detroit area have been working overtime for weeks as they prepare for the prospect of a huge population of General Motors retirees with some major decisions to make.

According to the Detroit News, area advisors have been inundated with business as some 42,000 white-collar, non-union retirees deal with the choice between receiving ongoing pension checks or taking a one-time deal to cash out and invest the money themselves.

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