So what does this generation's most adored teen heartthrob have to say – or to do – with the notion of retirement security?

A lot, when you think about it. Like the legion of teen dreams before him, manufactured superstars, there's plenty of planning that goes into a meteoric career, but not quite enough strategic work in figuring out what to happen when the spotlight fades.

The mop-topped Canadian is 18 now and while the screaming and the Internet traffic and the Twitter continues – I see the Bieber back-to-school material is prominently placed near the check-out stands at my neighborhood grocery – his recent flare-ups with the law in Los Angeles and the prospect of eventually being too old for his tween audience must be weighing heavily on he and his handlers' minds.

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