As the population of the United States ages, it's forcing many communities to take a harder look at things like housing, transportation, social services, cultural offerings, and health and wellness programs. To gauge whether individuals and communities are ready to deal with 77 million aging Baby Boomers, the National Council on Aging, UnitedHealthcare and USA Today created The United States of Aging Survey.

The organizations surveyed 2,250 U.S. adults over the age of 60 about how well prepared they were for retirement and getting older. The majority of older Americans, 64 percent, said they don't have trouble paying their monthly living expenses now, but 24 percent said they weren't confident their income would last over the next five to 10 years.

When it comes to retirement savings, 23 percent of seniors are either not confident in, or do not have, a financial plan for their retirement years. Seventy-one percent of respondents said they would not be able to pay medical expenses if an accident or unexpected medical issue occurred.