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In response, Congress currently is considering a bill—the Investment Advisers Oversight Act of 2012 (H.R. 4624)—that would subject small and mid-level financial advisers to increased oversight at the hands of a self-regulatory organization.</p>","<p>This proposed legislation would significantly increase the oversight and testing to which smaller and mid-level advisers are subject, resulting in increased oversight fees for these same advisers. 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