The number of long term disability claims continued to increase year over year, thanks to baby boomers and women, according to the Council for Disability Awareness. But meanwhile, the number of wage earners protected by private disability income insurance declined in 2011 for the third consecutive year.

“It is a serious concern that even as long term disability claims rise, fewer of America’s wage earners have protected their incomes from the serious loss that could result if an illness or injury prevented them from working,” says Barry Lundquist, president of the CDA.

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