“Sticks and stones can break my bones, but words will never hurt me,” goes the familiar playground retort. But is it true? No, I’m not talking about the latest PC craze for living in a world where everyone has self-esteem.

 I’m talking about the real impact a few simple words can have on whether or not a 401(k) participants live the retirement they desire. In fact, a recent study (“Yale Study: A Few Extra Words Can Make a Major Difference for 401(k) Investors“) suggests exactly that.

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